Jaza Duka.
Is a card-based solution for digital lending. It was launched by Mastercard in 2017 in partnership with Unilever and KCB bank.
Jaza Duka helps small and micro retailers get digital credit accounts to purchase products and extend their opportunity to grow.
It enables financial inclusion through digitisation as retailers are liberated from existing limitations in the cash-based commerce and get access to financial services.
Testimonials.
Michael Kiama
Business Type: Retailer
“Before Jaza Duka I used to stock Unilever products worth Kshs 10.000after Jaza Duka that increased to 20.000 kshs and above on a weekly basis. This (shop) is my only source of income. This is where I feed my family. Jaza Duka is a good initiative to build your business. You can now stock products you did not before and expand your business”
“Before Jaza Duka I used to stock Unilever products worth Kshs 10.000after Jaza Duka that increased to 20.000 kshs and above on a weekly basis. This (shop) is my only source of income. This is where I feed my family. Jaza Duka is a good initiative to build your business. You can now stock products you did not before and expand your business”
Jane Wanja
Business Type: Retailer
“This is what enabled me to bring up my kids. Before I did not have enough money to buy stock. Every so often my income was low. But when I enrolled in Jaza Duka I now access Unilever products and pay later. It has enabled me to stock bigger packs which I did not stock previously. Now my customers have increased because now they can find what they are looking for”
“This is what enabled me to bring up my kids. Before I did not have enough money to buy stock. Every so often my income was low. But when I enrolled in Jaza Duka I now access Unilever products and pay later. It has enabled me to stock bigger packs which I did not stock previously. Now my customers have increased because now they can find what they are looking for”
Lucy Njoki
Business Type: Retailer
Shop Name: Goodwish shop
“I have two children. We depend on this business for our livelihood. For fees, for food, this is it. All my customers pay using cash. I pay my Jaza Duka loan through M-PESA. I never used to stock Sunlight 1kg but through Jaza Duka, I have been able to stock it."
Shop Name: Goodwish shop
“I have two children. We depend on this business for our livelihood. For fees, for food, this is it. All my customers pay using cash. I pay my Jaza Duka loan through M-PESA. I never used to stock Sunlight 1kg but through Jaza Duka, I have been able to stock it."