Welcome to Correlaction.
MSME Digitisation: The biggest retail disruption since the barcode
We have collaborated with Mastercard since 2017 to advance financial health for micro-merchants. By removing the cash trap, micro merchants can now order what they can sell tomorrow, not what they can pay today.
Based on our solid growth in Kenya, we are actively expanding into East as well as West Africa.
Sustainable Value Creation.
We integrate existing African physical and financial value chains into one ecosystem
We unlock value for suppliers and financial institutions through improved capacity utilisation of their combined value chains
We improve financial health for micro, small and medium enterprises
The Challenge
- 1.7 billion people worldwide have no relationship with the financial system
- 80% of African jobs come from MSMEs
- 90% of retail turnover is generated by 3 million micro retailers
- 98% of payments to micro retailers is in physical cash. Suppliers increasingly demand cashless payment, requiring the retailer to convert physical cash into digital money.
The Solution
No cash = no order
No order = no sales
No sales = lost income
By clearing the cash trap, Correlaction removes value chain inefficiencies, unlocks value creation and increases MSME competitiveness.
Correlaction’s simple and straightforward solutions, implementing actionable insights distilled to their essence, empower real people to achieve real business results on the front line, day in and day out.
Our Platforms.
Latest Posts.
Our Clients & Partners.
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Sustainable Development Goals.
Today, Correlaction powers the largest Retail finance scheme in Kenya and is expanding into Uganda. We provide a simple, secure, least cost solution fit for Africa connecting 4+ banks with 7+ suppliers and 20000+ retailers