We Create Value.
Our engagements create sustainable value for our partners, based on the principle that success is determined by superior execution.
We integrate existing physical and financial value chains into one ecosystem. We believe the infrastructure is already in place: the warehouses, the vans, the stock, the agency and branch networks. We implement least-cost solutions to increase integrated capacity utilization.
Success is determined by superior execution
Our solutions touch the four bars of value creation:
Growth
We deliver double-digit growth through hyperlocal execution for our clients.
Margin
Capital Efficiency
Cost of Capital
Frontline Effectiveness:
The essence to the power of execution.
Exponential complexity requires go to market solutions that are simple, straightforward and actionable insights distilled to their essence, enabling real people to achieve real business results on the front line, day in and day out.
Simple, straightforward & actionable insights.
Fully operational payment and supplies management ecosystem for:
Retailers/Customers
- Access to credit: a bank account with an approved credit limit to trade with
- MSMEs performance becomes bankable, enabling access to more financial services
- Reduced risk of over-indebtedness
- A full view and control of transactions with multiple suppliers
- Strict data policies ensure their information is encrypted and protected
- Real-time and accessible solution online, offline and via SMS where balance and statements are always up to date
Lenders
- KYC information to make lending decisions
- Non-performing loans are minimised
- Ability to expand impact and work by addressing the needs of MSMEs.
- Better utilisation of existing infrastructure
- Strict data policies ensure their information is encrypted and protected at all times.
Suppliers
- Improved growth, and increased cost and capital efficiencies in the existing value chain.
- Immediate and cashless payments from stock purchases
- Robust transactions and assurance that the transactions are effectively made
- Accessible solution online, offline and via SMS so that transactions are always visible in real time
- Strict data policies ensure their information is encrypted and protected at all times.
Our Platforms.
We have collaborated with Mastercard since 2017 to strengthen financial health through digitisation. We integrate existing physical and financial value chains in sub-Saharan Africa to remove financial barriers for micro-merchants so that they can order what they can sell tomorrow, not what they can pay today.
Outlets using our platforms have demonstrated robust growth year-on-year in different sectors such as foods and beverages, groceries, transportation, etc. Small outlets that do not get consistent service from distributors typically grow high digit (20% range) from their ability to improve their assortment.
